{"id":37774,"date":"2024-12-03T14:00:14","date_gmt":"2024-12-03T05:00:14","guid":{"rendered":"https:\/\/kimini.online\/blog\/?p=37774"},"modified":"2024-12-06T14:17:31","modified_gmt":"2024-12-06T05:17:31","slug":"%e3%80%8c%e5%80%9f%e9%87%91%e3%80%8d%e3%81%af%e8%8b%b1%e8%aa%9e%e3%81%a7%e4%bd%95%e3%81%a6%e8%a8%80%e3%81%86%ef%bc%9f%e3%80%8c%e8%b2%a0%e5%82%b5%e3%80%8d%e3%82%84%e3%80%8c%e5%80%9f%e9%87%91%e5%8f%96","status":"publish","type":"post","link":"https:\/\/kimini.online\/blog\/archives\/37774","title":{"rendered":"\u300c\u501f\u91d1\u300d\u306f\u82f1\u8a9e\u3067\u4f55\u3066\u8a00\u3046\uff1f\u5bfe\u7fa9\u8a9e\u306f\u4f55\uff1f\u300c\u8ca0\u50b5\u300d\u300c\u501f\u91d1\u53d6\u308a\u300d\u306e\u8868\u73fe\u3082\u7d39\u4ecb"},"content":{"rendered":"<p><strong>\u300c\u501f\u91d1\u306e\u82f1\u8a9e\u8868\u73fe\u3092\u5b8c\u5168\u7fd2\u5f97\u3057\u3088\u3046\uff01\u300d<\/strong><\/p>\n<p>\u7686\u3055\u3093\u306f\u82f1\u8a9e\u3067\u300c\u501f\u91d1\u300d\u3092\u8868\u73fe\u3067\u304d\u307e\u3059\u304b\uff1f<\/p>\n<p>\u3053\u3061\u3089\u306e\u8a18\u4e8b\u3067\u306f\u3001\u82f1\u8a9e\u5b66\u7fd2\u8005\u5411\u3051\u306b\u3001\u501f\u91d1\u3092\u8868\u3059\u82f1\u8a9e\u8868\u73fe\u306e\u7a2e\u985e\u3084\u4f7f\u3044\u65b9\u3001\u3055\u3089\u306b\u306f\u5177\u4f53\u7684\u306a\u4f8b\u6587\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<p>\u501f\u91d1\u306b\u95a2\u3059\u308b\u82f1\u8a9e\u8868\u73fe\u304c\u5206\u304b\u3089\u306a\u304f\u3066\u56f0\u3063\u3066\u3044\u308b\u4eba\u3084\u3001\u82f1\u8a9e\u3067\u501f\u91d1\u306b\u3064\u3044\u3066\u8a71\u3057\u305f\u3044\u3068\u601d\u3063\u3066\u3044\u308b\u4eba\u306f\u5fc5\u898b\u3067\u3059\uff01<\/p>\n<h2>\u300c\u501f\u91d1\u300d\u3092\u82f1\u8a9e\u3067\u8868\u73fe\u3059\u308b\u65b9\u6cd5<\/h2>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-70912\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/07\/debt-8961656_1280.png\" alt=\"\u300c\u501f\u91d1\u300d\u3092\u82f1\u8a9e\u3067\u8868\u73fe\u3059\u308b\u65b9\u6cd5\" width=\"1280\" height=\"853\" srcset=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/07\/debt-8961656_1280.png 1280w, https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/07\/debt-8961656_1280-300x200.png 300w, https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/07\/debt-8961656_1280-768x512.png 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p>\u307e\u305a\u306f\u3001\u300c\u501f\u91d1\u300d\u3092\u610f\u5473\u3059\u308b\u82f1\u5358\u8a9e\u30924\u3064\u7d39\u4ecb\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<ol>\n<li><strong>&#8220;debt&#8221;<\/strong><\/li>\n<li><strong>&#8220;loan&#8221;<\/strong><\/li>\n<li><strong>&#8220;mortgage&#8221;<\/strong><\/li>\n<li><strong>&#8220;obligation&#8221;<\/strong><\/li>\n<\/ol>\n<p>\u305d\u308c\u305e\u308c\u306e\u5358\u8a9e\u306e\u610f\u5473\u3084\u4f7f\u3044\u65b9\u30fb\u4f8b\u6587\u3092\u78ba\u8a8d\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3>&#8220;debt&#8221;<\/h3>\n<p><strong><span class=\"important-under\">&#8220;debt&#8221;\u306f\u3001\u300c\u501f\u91d1\u300d\u3092\u610f\u5473\u3059\u308b\u6700\u3082\u4e00\u822c\u7684\u306a\u82f1\u8a9e\u8868\u73fe\u3067\u3059\u3002<\/span><\/strong><\/p>\n<p>\u3053\u308c\u306f\u3001\u3042\u308b\u4e00\u65b9\u304c\u4ed6\u65b9\u306b\u5bfe\u3057\u3066\u8ca0\u3063\u3066\u3044\u308b\u91d1\u92ad\u3084\u4f55\u3089\u304b\u306e\u50b5\u52d9\u3092\u6307\u3057\u307e\u3059\u3002<\/p>\n<p>\u54c1\u8a5e\u306f\u300c\u540d\u8a5e\u300d\u3067\u3042\u308a\u3001\u4ed6\u306b\u3082\u300c\u6069\u7fa9\u300d\u3084\u300c\u8ca0\u50b5\u300d\u3092\u610f\u5473\u3059\u308b\u3053\u3068\u3042\u308b\u306e\u3067\u3059\u3002<\/p>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>I have a lot of debts from my student loans.<\/strong><\/p>\n<p>\u8a33\uff09\u79c1\u306f\u5b66\u751f\u30ed\u30fc\u30f3\u306e\u501f\u91d1\u304c\u305f\u304f\u3055\u3093\u3042\u308a\u307e\u3059\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-b\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/b\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">B\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>Be aware that student loans are a type of debt, and if you fail to repay them, you will be listed on the blacklist.<\/strong><\/p>\n<p>\u8a33\uff09\u5b66\u751f\u30ed\u30fc\u30f3\u3082\u501f\u91d1\u306e\u4e00\u7a2e\u306a\u306e\u3067\u3001\u8fd4\u6e08\u304c\u6ede\u308b\u3068\u30d6\u30e9\u30c3\u30af\u30ea\u30b9\u30c8\u306b\u8f09\u308b\u3053\u3068\u3092\u610f\u8b58\u3057\u3066\u306d\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>My boyfriend is heavily in debt now.<\/strong><\/p>\n<p>\u8a33\uff09\u79c1\u306e\u30dc\u30fc\u30a4\u30d5\u30ec\u30f3\u30c9\u306f\u4eca\u3072\u3069\u3044\u501f\u91d1\u3092\u62b1\u3048\u3066\u3044\u307e\u3059\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-b\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/b\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">B\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>I&#8217;m\u00a0deeply in debt to him. It&#8217;s difficult to lend him money, but I can help him get a job.<\/strong><\/p>\n<p>\u8a33\uff09\u50d5\u306f\u5f7c\u306b\u6df1\u3044\u6069\u7fa9\u304c\u3042\u308b\u3002\u5f7c\u306b\u304a\u91d1\u3092\u8cb8\u3059\u306e\u306f\u53b3\u3057\u3044\u3051\u308c\u3069\u3001\u5f7c\u306b\u4ed5\u4e8b\u3092\u3042\u3063\u305b\u3093\u3059\u308b\u3053\u3068\u306f\u3067\u304d\u308b\u3088\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<p>&#8220;be in debt&#8221;\u3067\u3001\u300c\u501f\u91d1\u3092\u62b1\u3048\u3066\u3044\u308b\u300d\u3068\u3044\u3046\u610f\u5473\u3067\u3059\u304c\u3001&#8221;be in debt <strong>to \uff5e<\/strong>\u201d\u3068\u3059\u308b\u3068\u3001\u300c\uff5e\u306b\u6069\u7fa9\u304c\u3042\u308b\u300d\u3068\u3044\u3046\u610f\u5473\u306b\u306a\u308a\u307e\u3059\u3002to \uff5e \u304c\u4ed8\u304f\u3060\u3051\u3067\u3001&#8221;in debt&#8221;\u306e\u610f\u5473\u304c\u5909\u308f\u3063\u3066\u3057\u307e\u3046\u306e\u3067\u3001\u8981\u6ce8\u610f\u3067\u3059\u3002<\/p>\n<p><strong>\u3061\u306a\u307f\u306b\u3001\u300c\u8ca0\u50b5\u300d\u306e\u5bfe\u7fa9\u8a9e\u306e\u300c\u8cc7\u7523\u300d\u306f\u82f1\u8a9e\u3067\u3001&#8221;asset&#8221;\u3068\u8868\u73fe\u3057\u307e\u3059\u3002<\/strong><\/p>\n<h3>&#8220;loan&#8221;<\/h3>\n<p><strong><span class=\"important-under\">&#8220;loan&#8221;\u306f\u3001\u65e5\u672c\u8a9e\u306e\u300c\u30ed\u30fc\u30f3\u300d\u306b\u76f8\u5f53\u3059\u308b\u82f1\u5358\u8a9e\u3067\u3059\u3002<\/span><\/strong><\/p>\n<p>\u3053\u306e\u5358\u8a9e\u306f\u3001\u304a\u91d1\u3092\u8cb8\u3059\u884c\u70ba\u3084\u3001\u5f8c\u3067\u8fd4\u6e08\u3059\u308b\u610f\u56f3\u3067\u4ed6\u8005\u304b\u3089\u501f\u308a\u305f\u91d1\u984d\u3092\u8868\u3057\u307e\u3059\u3002<\/p>\n<p>\u901a\u5e38\u306f\u5229\u606f\u3092\u4f34\u3046\u3082\u306e\u3067\u3042\u308a\u3001\u3044\u308f\u3086\u308b\u300c\u8cb8\u4ed8\u91d1\u300d\u3067\u3059\u3002\u300c\u8eca\u306e\u30ed\u30fc\u30f3\u300d\u3084\u300c\u5b66\u8cbb\u30ed\u30fc\u30f3\u300d\u306a\u3069\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>I need to take out a loan to buy a new car.<\/strong><\/p>\n<p>\u8a33\uff09\u65b0\u3057\u3044\u8eca\u3092\u8cb7\u3046\u305f\u3081\u306b\u30ed\u30fc\u30f3\u3092\u7d44\u3080\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>I decided to take out a tuition loan because of the high cost of college tuition.<\/strong><\/p>\n<p>\u8a33\uff09\u79c1\u306f\u5927\u5b66\u306e\u5b66\u8cbb\u304c\u9ad8\u3044\u306e\u3067\u3001\u5b66\u8cbb\u30ed\u30fc\u30f3\u3092\u7d44\u307f\u3053\u3068\u3092\u6c7a\u3081\u307e\u3057\u305f\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-b\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/b\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">B\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>In Japan, scholarships and educational loans are available as a means of financing college education.<\/strong><\/p>\n<p>\u8a33\uff09\u65e5\u672c\u3067\u306f\u3001\u5927\u5b66\u9032\u5b66\u8cc7\u91d1\u3092\u8abf\u9054\u3059\u308b\u624b\u6bb5\u3068\u3057\u3066\u3001\u5968\u5b66\u91d1\u3068\u6559\u80b2\u30ed\u30fc\u30f3\u304c\u3042\u308a\u307e\u3059\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>What\u2019s the difference between the two?<\/strong><\/p>\n<p>\u8a33\uff09\u305d\u306e2\u3064\u306e\u9055\u3044\u306f\u4f55\u3067\u3059\u304b\uff1f<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-b\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/b\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">B\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>Scholarships are loaned and repaid by the students themselves, while educational loans are loaned and repaid by their parents.\u00a0<\/strong><\/p>\n<p>\u8a33\uff09\u5968\u5b66\u91d1\u306f\u3001\u5b66\u751f\u672c\u4eba\u304c\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3067\u8fd4\u6e08\u3057\u307e\u3059\u304c\u3001\u6559\u80b2\u30ed\u30fc\u30f3\u306f\u4fdd\u8b77\u8005\u304c\u30ed\u30fc\u30f3\u3092\u7d44\u3093\u3067\u8fd4\u6e08\u3057\u307e\u3059\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-b\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/b\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">B\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>Also, scholarships are available in both grant and loan types, and academic and income criteria are used to determine the eligibility.<\/strong><\/p>\n<p>\u8a33\uff09\u307e\u305f\u3001\u5968\u5b66\u91d1\u306b\u306f\u7d66\u4ed8\u578b\u3068\u8cb8\u4e0e\u578b\u304c\u3042\u308a\u3001\u5b66\u696d\u3068\u53ce\u5165\u306e\u57fa\u6e96\u306b\u3088\u3063\u3066\u53d7\u7d66\u8cc7\u683c\u304c\u6c7a\u5b9a\u3055\u308c\u308b\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<h3>&#8220;mortgage&#8221;<\/h3>\n<p><strong>&#8220;mortgage&#8221;\u306f\u3001\u300c\u4f4f\u5b85\u30ed\u30fc\u30f3\u300d\u306b\u76f8\u5f53\u3059\u308b\u82f1\u8a9e\u3067\u3059\u3002<\/strong>mortgage\u306e\u767a\u97f3\u306f\u3001\u300c\u30e2\u30fc\u30b2\u30fc\u30b8\u300d\u3068\u306a\u308a\u3001&#8221;t&#8221;\u306f\u767a\u97f3\u3057\u307e\u305b\u3093\u3002<\/p>\n<p>&#8220;mortgage&#8221;\u3082 \u201dloan&#8221; \u3082\u3069\u3061\u3089\u3082\u501f\u91d1\u3092\u610f\u5473\u3059\u308b\u5358\u8a9e\u3067\u3059\u304c\u3001\u4f55\u304c\u9055\u3046\u306e\u304b\u3068\u3044\u3046\u3068\u3001&#8221;mortgage&#8221;\u306f\u4f4f\u5b85\u3084\u571f\u5730\u3001\u30d3\u30eb\u306a\u3069\u4e0d\u52d5\u7523\u306e\u8cfc\u5165\u3068\u3044\u3046\u660e\u78ba\u306a\u76ee\u7684\u304c\u3042\u308b\u501f\u91d1\u306e\u6307\u3057\u307e\u3059\u3002\u4e0d\u52d5\u7523\u3092\u62c5\u4fdd\u306b\u5165\u308c\u3066\u3001\u501f\u91d1\u3092\u3059\u308b\u3068\u304d\u306b&#8221;mortgage&#8221;\u3092\u4f7f\u3044\u307e\u3059\u3002<\/p>\n<p>2008\u5e74\u306b\u300c\u30ea\u30fc\u30de\u30f3\u30b7\u30e7\u30c3\u30af\u300d\u304c\u8d77\u304d\u307e\u3057\u305f\u304c\u3001\u305d\u306e\u304d\u3063\u304b\u3051\u3068\u306a\u3063\u305f\u306e\u306f\u3001\u7c73\u56fd\u3067\u4f4f\u5b85\u5e02\u5834\u306e\u60aa\u5316\u306b\u3088\u308b\u30b5\u30d6\u30d7\u30e9\u30a4\u30e0\u4f4f\u5b85\u30ed\u30fc\u30f3\u5371\u6a5f\u3060\u3063\u305f\u3068\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>The bankruptcy of Lehman Brothers is said to have been the climax of the subprime mortgage crisis.<\/strong><\/p>\n<p>\u8a33\uff09\u30ea\u30fc\u30de\u30f3\u30fb\u30b7\u30e7\u30c3\u30af\u306f\u3001\u30b5\u30d6\u30d7\u30e9\u30a4\u30e0\u4f4f\u5b85\u30ed\u30fc\u30f3\u5371\u6a5f\u306e\u30af\u30e9\u30a4\u30de\u30c3\u30af\u30b9\u3060\u3063\u305f\u3068\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<p>\u300c\u30ea\u30fc\u30de\u30f3\u30b7\u30e7\u30c3\u30af\u300d\u306f &#8220;The bankruptcy of Lehman Brothers&#8221; \u3068\u8a33\u3055\u308c\u307e\u3059\u3002&#8221;bankruptcy&#8221;\u306f\u300c\u7834\u7523\u300d\u300c\u7834\u7dbb\u300d\u3068\u3044\u3046\u610f\u5473\u3067\u3059\u3002<\/p>\n<h3>&#8220;obligation&#8221;<\/h3>\n<p><strong><span class=\"important-under\">&#8220;obligation&#8221;\u306f\u3001\u4f55\u3089\u304b\u306e\u7fa9\u52d9\u3084\u8cac\u4efb\u3092\u679c\u305f\u3059\u3053\u3068\u3092\u610f\u5473\u3057\u3001\u3057\u3070\u3057\u3070\u9053\u5fb3\u7684\u307e\u305f\u306f\u6cd5\u7684\u306a\u8cac\u4efb\u306b\u57fa\u3065\u3044\u3066\u3044\u307e\u3059\u3002<\/span><\/strong><\/p>\n<p>\u76f4\u8a33\u306f\u300c\u7fa9\u52d9\u300d\u3084\u300c\u6069\u7fa9\u300d\u3001\u300c\u50b5\u6a29\u300d\u306a\u3069\u306b\u306a\u308a\u3001\u4f7f\u308f\u308c\u308b\u72b6\u6cc1\u306b\u3088\u3063\u3066\u8272\u3005\u306a\u610f\u5473\u3092\u6301\u3064\u5358\u8a9e\u3067\u3059\u3002&#8221;obligation&#8221;\u304c\u300c\u6cd5\u7684\u7fa9\u52d9\u300d\u3068\u3044\u3046\u610f\u5473\u3067\u4f7f\u308f\u308c\u308b\u306e\u306f\u3001\u4e3b\u306b\u5951\u7d04\u66f8\u306a\u3069\u6cd5\u7684\u6587\u66f8\u306b\u304a\u3044\u3066\u3067\u3059\u3002\u305d\u306e\u6cd5\u7684\u7fa9\u52d9\u306b\u306f\u3001\u300c\u652f\u6255\u3044\u7fa9\u52d9\u300d\u3082\u542b\u307e\u308c\u307e\u3059\u3002<\/p>\n<p>\u767a\u97f3\u306f\u300c\u30aa\u30d6\u30ea\u30b2\u30a4\u30b7\u30e7\u30f3\u300d\u3067\u3082\u4f1d\u308f\u308a\u307e\u3059\u304c\u3001\u30a2\u30e1\u30ea\u30ab\u82f1\u8a9e\u3067\u767a\u97f3\u3057\u305f\u3044\u5834\u5408\u306f\u300c\u30a2\u30d6\u30ea\u30b2\u30a4\u30b7\u30e7\u30f3\u300d\u3068\u8a00\u3044\u307e\u3057\u3087\u3046\u3002<\/p>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>Legal obligations in contracts include payment obligations.<\/strong><\/p>\n<p>\u8a33\uff09\u5951\u7d04\u66f8\u306e\u6cd5\u7684\u7fa9\u52d9\u306b\u306f\u3001\u652f\u6255\u3044\u7fa9\u52d9\u3082\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<h2>\u300c\u501f\u91d1\u300d\u306b\u95a2\u9023\u3059\u308b\u8868\u73fe<\/h2>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-38445\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/06\/debt-gfab1b0aaf_1280.png\" alt=\"\u300c\u501f\u91d1\u300d\u306b\u95a2\u9023\u3059\u308b\u8868\u73fe\" width=\"1280\" height=\"959\" srcset=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/06\/debt-gfab1b0aaf_1280.png 1280w, https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/06\/debt-gfab1b0aaf_1280-300x225.png 300w, https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/06\/debt-gfab1b0aaf_1280-768x575.png 768w\" sizes=\"(max-width: 1280px) 100vw, 1280px\" \/><\/p>\n<p>\u6b21\u306f\u3001\u300c\u501f\u91d1\u300d\u306b\u8fd1\u3057\u3044\u610f\u5473\u3092\u6301\u3064\u8868\u73fe\u3092\u78ba\u8a8d\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<ol>\n<li><strong>\u501f\u91d1\u8fd4\u6e08\uff1a<\/strong>&#8220;debt repayment&#8221;<\/li>\n<li><strong>\u501f\u91d1\u5730\u7344<\/strong>\uff1a&#8221;debt trap&#8221;<\/li>\n<li><strong>\u501f\u91d1\u53d6\u308a\uff1a<\/strong>&#8220;debt collector&#8221;<\/li>\n<\/ol>\n<p>\u305d\u308c\u305e\u308c\u306e\u5358\u8a9e\u306e\u610f\u5473\u3084\u4f7f\u3044\u65b9\u3001\u4f8b\u6587\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h3><strong>\u501f\u91d1\u8fd4\u6e08\uff1a<\/strong>&#8220;debt repayment&#8221;<\/h3>\n<p><strong><span class=\"important-under\">&#8220;debt repayment&#8221;\u306f\u3001\u300c\u501f\u91d1\u306e\u8fd4\u6e08\u300d\u3084\u300c\u50b5\u52d9\u306e\u8fd4\u6e08\u300d\u3092\u610f\u5473\u3059\u308b\u8868\u73fe\u3067\u3059\u3002<\/span><\/strong><\/p>\n<p>&#8220;repayment&#8221;\u5358\u4f53\u306b\u306f\u300c\u8fd4\u6e08\u300d\u3068\u3044\u3046\u610f\u5473\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u8907\u5408\u540d\u8a5e\u3068\u306a\u308b\u306e\u3067\u3001\u30bb\u30c3\u30c8\u3067\u899a\u3048\u3066\u304a\u304f\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>The debt repayment schedule spans over five years.<\/strong><\/p>\n<p>\u8a33\uff09\u50b5\u52d9\u8fd4\u6e08\u306e\u30b9\u30b1\u30b8\u30e5\u30fc\u30eb\u306f5\u5e74\u4ee5\u4e0a\u306b\u306a\u3063\u3066\u308b\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<p>\u300c\u501f\u91d1\u3092<strong>\u8fd4\u6e08\u3059\u308b<\/strong>\u300d\u306f &#8220;<strong>repay<\/strong> one&#8217;s debt(s) &#8220;\u3067\u3059\u304c\u3001\u300c\u501f\u91d1\u3092<strong>\u5b8c\u6e08\u3059\u308b<\/strong>\u300d\u306e\u5834\u5408\u306f &#8220;<strong>pay off<\/strong> one&#8217;s debt(s)&#8221;\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>He finally paid off his mortgage.<\/strong><\/p>\n<p>\u8a33\uff09\u5f7c\u306f\u3084\u3063\u3068\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u5b8c\u6e08\u3057\u307e\u3057\u305f\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-b\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/b\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">B\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>How long did it take him to pay off his debt?<\/strong><\/p>\n<p>\u8a33\uff09\u5f7c\u304c\u501f\u91d1\u3092\u5b8c\u6e08\u3059\u308b\u307e\u3067\u306b\u3001\u3069\u308c\u3050\u3089\u3044\u304b\u304b\u308a\u307e\u3057\u305f\u304b\uff1f<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>It took him 20 years to pay it off.<\/strong><\/p>\n<p>\u8a33\uff0920\u5e74\u304b\u304b\u308a\u307e\u3057\u305f\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<h3><strong>\u501f\u91d1\u5730\u7344<\/strong>\uff1a&#8221;debt trap&#8221;<\/h3>\n<p><strong><span class=\"important-under\">&#8220;debt trap&#8221;\u306b\u306f\u3001\u300c\u501f\u91d1\u5730\u7344\u300d\u3084\u300c\u8ca0\u50b5\u306e\u9023\u9396\u300d\u3068\u3044\u3046\u610f\u5473\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/strong><\/p>\n<p>&#8220;trap&#8221;\u5358\u4f53\u3067\u306f\u3001\u300c\u7f60\u300d\u3068\u3044\u3046\u610f\u5473\u304c\u3042\u308b\u306e\u3067\u3001\u501f\u91d1\u306e\u7f60\u306b\u30cf\u30de\u308b\u3088\u3046\u306a\u30a4\u30e1\u30fc\u30b8\u3067\u3059\u3002<\/p>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>Many people fall into a debt trap due to high-interest loans.<\/strong><\/p>\n<p>\u8a33\uff09\u591a\u304f\u306e\u4eba\u304c\u3001\u9ad8\u5229\u306e\u30ed\u30fc\u30f3\u306b\u3088\u3063\u3066\u501f\u91d1\u306e\u7f60\u306b\u306f\u307e\u308b\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<h3><strong>\u501f\u91d1\u53d6\u308a\uff1a&#8221;debt collector&#8221;<\/strong><\/h3>\n<p><strong><span class=\"important-under\">&#8220;debt collector&#8221;\u306b\u306f\u3001\u300c\u501f\u91d1\u53d6\u308a\u300d\u3084\u300c\u50b5\u6a29\u56de\u53ce\u696d\u8005\u300d\u3068\u3044\u3046\u610f\u5473\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/strong><\/p>\n<p>&#8220;collector&#8221;\u5358\u4f53\u3067\u306f\u3001\u300c\u96c6\u3081\u308b\u4eba\u300d\u3068\u3044\u3046\u610f\u5473\u304c\u3042\u308a\u3001\u4f8b\u3048\u3070\u300c\u30ab\u30fc\u30c9\u30b3\u30ec\u30af\u30bf\u30fc\uff08Card collector\uff09\u300d\u306e\u3088\u3046\u306a\u4f7f\u3044\u65b9\u3082\u3067\u304d\u308b\u306e\u3067\u3059\u3002<\/p>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>The debt collector contacted me to collect payment for my unpaid debts.<\/strong><\/p>\n<p>\u8a33\uff09\u501f\u91d1\u306e\u53d6\u308a\u7acb\u3066\u5c4b\u304c\u3001\u672a\u6255\u3044\u91d1\u306e\u53d6\u308a\u7acb\u3066\u306e\u305f\u3081\u306b\u9023\u7d61\u3057\u3066\u304d\u305f\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:23043,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:16777215},&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:16711680},&quot;15&quot;:&quot;Roboto, RobotoDraft, Helvetica, Arial, sans-serif&quot;,&quot;17&quot;:1}\"><div class=\"uvfor69e12567cc426\" ><style>\n.MiddleArea { display:block; padding:20px 0 40px; } \n@media only screen and (max-width: 499px){\n.MiddleArea { display:block; padding:20px 0 40px; } \n}\n<\/style>\n\n\n\n<div class=\"MiddleArea\">\n\n\n\t<!-- <div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=freetrial40-double\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2026\/03\/main_1200x628_20260324_freetrial40.jpg\" width=\"100%\" alt=\"\u6700\u592780\u56de\u7121\u6599\uff01\">\n\t\t<\/a>\n\t<\/div> -->\n\n\n\t<!-- <div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=3months50off\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2026\/04\/main_1200x628_20260407_3months50off.jpg\" width=\"100%\" alt=\"3\u30f6\u6708\u9593\u534a\u984d\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\">\n\t\t<\/a>\n\t<\/div> -->\n\n\n\t<div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=30days\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2026\/04\/main_1200x628_20260414_freetrial30.jpg\" width=\"100%\" alt=\"30\u65e5\u9593\u7121\u6599\u4f53\u9a13\">\n\t\t<\/a>\n\t<\/div>\n\n\n\n\t<!-- <div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=40days\" target=\"_blank\" 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width=\"100%\" alt=\"40\u65e5\u9593\u7121\u6599\u4f53\u9a13\">\n\t\t<\/a>\n\t<\/div> -->\n\n\n\n\n\n<!-- \t<div class=\"Bnr\" style=\"margin-bottom:40px;\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=freetrial30-double\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2025\/09\/main_1200x628_w-campaign_20250923.jpg\" width=\"100%\" alt=\"W\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\">\n\t\t<\/a>\n\t<\/div>\n\n\t<div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=double\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2025\/09\/main_1200x628_double_20250923.jpg\" width=\"100%\" alt=\"Kimini\u3067\u731b\u7279\u8a13\u3057\u3088\u3046\uff01\u3000\u30ec\u30c3\u30b9\u30f3\u65702\u500d\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\">\n\t\t<\/a>\n\t<\/div>\n -->\n\n\n\t<!-- <div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=1000OFFx12month\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2025\/11\/main_1200x628_discount1000.jpg\" width=\"100%\" alt=\"12\u30f6\u6708\u9593\u305a\u3063\u3068\u5272\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\">\n\t\t<\/a>\n\t<\/div> -->\n\n\n\n\n\n\n\n\n\n\n\n\n\n<!-- \t<div class=\"Bnr\" style=\"margin-bottom:40px;\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=daily5\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2025\/08\/main_1200x628_daily5_20250826.png\" width=\"100%\" alt=\"\u6700\u592750\u30ec\u30c3\u30b9\u30f3\u7121\u6599\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\">\n\t\t<\/a>\n\t<\/div> -->\n\n\n\n\n<!-- \t<div class=\"Bnr\" style=\"margin-bottom:40px;\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=freetrial30-double\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2025\/08\/main_1200x628_w-campaign_20250812.jpg\" width=\"100%\" alt=\"W\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\">\n\t\t<\/a>\n\t<\/div>\n\n\t<div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=double\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2025\/07\/main_1200x628_double.jpg\" width=\"100%\" alt=\"\u590f\u4f11\u307f\u306fKimini\u3067\u731b\u7279\u8a13\u3000\u30ec\u30c3\u30b9\u30f3\u65702\u500d\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\">\n\t\t<\/a>\n\t<\/div> -->\n\n\n\n\n<!-- \t<div class=\"Bnr\" style=\"margin-bottom:40px;\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=40days\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2025\/07\/main_1200x628_w-campaign.jpg\" width=\"100%\" alt=\"W\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\">\n\t\t<\/a>\n\t<\/div>\n\n\t<div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=double\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2025\/07\/main_1200x628_double.jpg\" width=\"100%\" alt=\"\u590f\u4f11\u307f\u306fKimini\u3067\u731b\u7279\u8a13\u3000\u30ec\u30c3\u30b9\u30f3\u65702\u500d\u30ad\u30e3\u30f3\u30da\u30fc\u30f3\">\n\t\t<\/a>\n\t<\/div>\n -->\n\n\n\n\n\n\n\n\t<!-- <div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=10yen\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2024\/06\/main_600x314_10yen.jpg\" width=\"100%\" alt=\"\u4eca\u306a\u308910\u65e5\u9593\u7121\u6599\uff01\u3055\u3089\u306b\u521d\u670810\u5186\uff01\uff08\u7a0e\u8fbc\uff09\">\n\t\t<\/a>\n\t<\/div> -->\n\n\n\n\n\n\t<!--\u30af\u30ea\u30b9\u30de\u30b9-->\n<!-- \t<div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=30days\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2024\/12\/main_1200x628_freetrial30_20241210.jpg\" width=\"100%\" alt=\"30\u65e5\u9593\u7121\u6599\u4f53\u9a13\">\n\t\t<\/a>\n\t<\/div>\n -->\n\n\t<!--\u30a2\u30de\u30ae\u30d5-->\n\t<!-- <div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=30days-amagif\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2024\/08\/main_600x314_freetrial30-amagif.jpg\" width=\"100%\" alt=\"30\u65e5\u9593\u7121\u6599\u4f53\u9a13\">\n\t\t<\/a>\n\t<\/div> -->\n\n\n\t<!-- <div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=31yen\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2024\/07\/main_600x314_31yen.jpg\" width=\"100%\" alt=\"\u4eca\u306a\u308910\u65e5\u9593\u7121\u6599\uff01\u3055\u3089\u306b31\u65e5\u959331\u5186\uff01\uff08\u7a0e\u8fbc\uff09\">\n\t\t<\/a>\n\t<\/div> -->\n\n\n\n\n\t<!-- <div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=amagif5000\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/12\/main_600x314_amagif.jpg\" width=\"100%\" alt=\"Amazon\u30ae\u30d5\u30c8\u30ab\u30fc\u30c95,000\u5186\u5206\u3092\u30d7\u30ec\u30bc\u30f3\u30c8\uff01\">\n\t\t<\/a>\n\t<\/div> -->\n\n\t<!-- <div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=3000OFFx2\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/09\/main_600x314_discount_202309.png\" width=\"100%\" alt=\"2\u30f6\u6708\u9593\u3001\u6bce\u67083,000\u5186OFF\">\n\t\t<\/a>\n\t<\/div> -->\n\n\n\t<!-- <div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=30days\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/10\/main_600x314_freetrial30_202310.jpg\" width=\"100%\" alt=\"30\u65e5\u9593\u7121\u6599\u4f53\u9a13\">\n\t\t<\/a>\n\t<\/div> -->\n\n\n\n\t<!-- <div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=999\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/07\/main_600x314_999_202307.jpg\" width=\"100%\" alt=\"\u4eca\u306a\u308910\u65e5\u9593\u7121\u6599\uff01\u3055\u3089\u306b\u521d\u6708999\u5186\uff01\uff08\u7a0e\u8fbc1,099\u5186\uff09\">\n\t\t<\/a>\n\t<\/div> -->\n\n\n\t<!-- <div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=2000OFFx3\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/07\/main_600x314_discount_202307.jpg\" width=\"100%\" alt=\"3\u30f6\u6708\u9593\u6bce\u67082,000\u5186OFF\">\n\t\t<\/a>\n\t<\/div> -->\n\n\t<!-- <div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=1000OFFx6\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/08\/main_600x314_discount_202308.jpg\" width=\"100%\" alt=\"6\u30f6\u6708\u9593\u3001\u6bce\u67081,000\u5186OFF\">\n\t\t<\/a>\n\t<\/div> -->\n\n\n\n\n<!-- \t<div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=30days\" 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href=\"https:\/\/kimini.online\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2022\/03\/A_1200x628.jpg\" width=\"100%\" alt=\"Kimini\u82f1\u4f1a\u8a71\u3000\u516c\u5f0f\u30b5\u30a4\u30c8\">\n\t\t<\/a>\n\t<\/div>\n\t<div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/campaign\/202106_weekday\/?utm_source=contentmkt&utm_medium=blog&utm_campaign=weekday\" target=\"_blank\" rel=\"noopener\">\n\t\t\t<img decoding=\"async\" border=\"0\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2022\/03\/A_1200x628.jpg\" width=\"100%\" alt=\"\u30a6\u30a3\u30fc\u30af\u30c7\u30a4\u30d7\u30e9\u30f3\">\n\t\t<\/a>\n\t<\/div>\n\t-->\n<\/div><\/div><style type=\"text\/css\">\r\n@media screen and (min-width: 1201px) {\r\n.uvfor69e12567cc426 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 993px) and (max-width: 1200px) {\r\n.uvfor69e12567cc426 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 769px) and (max-width: 992px) {\r\n.uvfor69e12567cc426 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (min-width: 768px) and (max-width: 768px) {\r\n.uvfor69e12567cc426 {\r\ndisplay: block;\r\n}\r\n}\r\n@media screen and (max-width: 767px) {\r\n.uvfor69e12567cc426 {\r\ndisplay: block;\r\n}\r\n}\r\n<\/style>\r\n<\/span><\/p>\n<h2>\u300c\u501f\u91d1\u300d\u306e\u5b9f\u6226\u7df4\u7fd2\uff5c\u4f8b\u6587\u7d39\u4ecb<\/h2>\n<p><img decoding=\"async\" class=\"alignnone size-full wp-image-38447\" src=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/06\/money-g1d4540030_1280-e1688617149918.jpg\" alt=\"\u300c\u501f\u91d1\u300d\u306e\u5b9f\u6226\u7df4\u7fd2\uff5c\u4f8b\u6587\u7d39\u4ecb\" width=\"1024\" height=\"806\" srcset=\"https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/06\/money-g1d4540030_1280-e1688617149918.jpg 1024w, https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/06\/money-g1d4540030_1280-e1688617149918-300x236.jpg 300w, https:\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/06\/money-g1d4540030_1280-e1688617149918-768x605.jpg 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p>\u6700\u5f8c\u306b\u300c\u501f\u91d1\u300d\u3092\u4f7f\u3063\u305f\u5b9f\u6226\u7df4\u7fd2\u3092\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u5bfe\u8a71\u5f62\u5f0f\u306e\u4f8b\u6587\u3092\u7528\u610f\u3057\u305f\u306e\u3067\u3001\u305c\u3072\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h3>&#8220;debt&#8221;\u306e\u4f8b\u6587\u7d39\u4ecb<\/h3>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>Hey, I heard you&#8217;re planning to buy a new car. Are you going to pay it all at once or with a loan?<\/strong><\/p>\n<p>\u8a33\uff09\u306d\u3048\u3001\u65b0\u3057\u3044\u8eca\u3092\u8cb7\u3046\u4e88\u5b9a\u3063\u3066\u805e\u3044\u305f\u3051\u3069\u3002\u305d\u308c\u3092\u4e00\u62ec\u6255\u3044\u3059\u308b\u306e\u304b\u3001\u30ed\u30fc\u30f3\u3067\u8cb7\u3046\u306e\u304b\u3069\u3063\u3061\u306a\u306e\uff1f<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-b\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/b\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">B\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>I&#8217;m thinking of taking out a loan. I don&#8217;t have enough savings to pay for it in cash.<\/strong><\/p>\n<p>\u8a33\uff09\u30ed\u30fc\u30f3\u3092\u7d44\u3082\u3046\u3068\u601d\u3063\u3066\u308b\u3088\u3002\u73fe\u91d1\u3067\u8cb7\u3046\u305f\u3081\u306e\u8caf\u91d1\u304c\u3042\u308b\u308f\u3051\u3058\u3083\u306a\u3044\u304b\u3089\u306d\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>Just be careful with loans. They can lead to a lot of debts if you&#8217;re not responsible for your payments.<\/strong><\/p>\n<p>\u8a33\uff09\u30ed\u30fc\u30f3\u306f\u6c17\u3092\u4ed8\u3051\u3066\u306d\u3002\u3057\u3063\u304b\u308a\u3068\u8fd4\u6e08\u3057\u306a\u3044\u3068\u3001\u591a\u984d\u306e\u501f\u91d1\u3092\u80cc\u8ca0\u3046\u3053\u3068\u306b\u306a\u308b\u3088\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-b\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/b\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">B\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>I know, I&#8217;ll make sure to manage my finances well and repay the debt on time.<\/strong><\/p>\n<p>\u8a33\uff09\u3082\u3061\u308d\u3093\u3060\u3088\u3002\u3057\u3063\u304b\u308a\u304a\u91d1\u306e\u7ba1\u7406\u3057\u3066\u3001\u9045\u308c\u306a\u3044\u3088\u3046\u306b\u8fd4\u6e08\u3059\u308b\u3088\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<h3>&#8220;loan&#8221;\u306e\u4f8b\u6587\u7d39\u4ecb<\/h3>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>I want to start my own business, but I need financial help. Have you ever taken a business loan?<\/strong><\/p>\n<p>\u8a33\uff09\u8d77\u696d\u3057\u305f\u3044\u306e\u3067\u3059\u304c\u3001\u8cc7\u91d1\u9762\u306e\u63f4\u52a9\u304c\u5fc5\u8981\u3067\u3059\u3002\u30d3\u30b8\u30cd\u30b9\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3057\u305f\u3053\u3068\u306f\u3042\u308a\u307e\u3059\u304b\uff1f<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-b\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/b\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">B\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>Yes, I have. I got a loan from my bank to fund my startup.<\/strong><\/p>\n<p>\u8a33\uff09\u306f\u3044\u3001\u3042\u308a\u307e\u3059\u3002\u8d77\u696d\u8cc7\u91d1\u3068\u3057\u3066\u9280\u884c\u304b\u3089\u878d\u8cc7\u3092\u53d7\u3051\u307e\u3057\u305f\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>Was the loan application process difficult?<\/strong><\/p>\n<p>\u8a33\uff09\u878d\u8cc7\u306e\u624b\u7d9a\u304d\u306f\u96e3\u3057\u304b\u3063\u305f\u3067\u3059\u304b\uff1f<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-b\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/b\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">B\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>It was straightforward. I demonstrated that my business plan was viable by submitting documentation of my tax returns for the past three years.<\/strong><\/p>\n<p>\u8a33\uff09\u7c21\u5358\u3067\u3057\u305f\u3002\u904e\u53bb\uff13\u5e74\u9593\u306e\u81ea\u5206\u306e\u78ba\u5b9a\u7533\u544a\u306e\u66f8\u985e\u3092\u63d0\u51fa\u3057\u3066\u3001\u81ea\u5206\u306e\u30d3\u30b8\u30cd\u30b9\u30d7\u30e9\u30f3\u304c\u5b9f\u884c\u53ef\u80fd\u3067\u3042\u308b\u3053\u3068\u793a\u3057\u307e\u3057\u305f\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<h3>&#8220;mortgage&#8221;\u306e\u4f8b\u6587\u7d39\u4ecb<\/h3>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>Since the Bank of Japan has lifted its negative interest rate policy, mortgage rates are said to be going up.<\/strong><\/p>\n<p>\u8a33\uff09\u65e5\u672c\u9280\u884c\u304c\u30de\u30a4\u30ca\u30b9\u91d1\u5229\u653f\u7b56\u3092\u89e3\u9664\u3057\u305f\u304b\u3089\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u91d1\u5229\u3082\u4e0a\u304c\u308b\u3089\u3057\u3044\u3067\u3059\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-b\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/b\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">B\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>Mortgage rates can be fixed or variable, but which interest rate will affect your mortgage?<\/strong><\/p>\n<p>\u8a33\uff09\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u91d1\u5229\u306b\u306f\u56fa\u5b9a\u91d1\u5229\u3068\u5909\u52d5\u91d1\u5229\u304c\u3042\u308b\u3051\u3069\u3001\u3069\u3061\u3089\u306e\u91d1\u5229\u304c\u4f4f\u5b85\u30ed\u30fc\u30f3\u306b\u5f71\u97ff\u3059\u308b\u306e\u3060\u308d\u3046\uff1f<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>If you choose a variable interest rate, there is a risk that the interest rate will rise significantly in the future, so it is safe to choose a fixed interest rate.<\/strong><\/p>\n<p>\u8a33\uff09\u5909\u52d5\u91d1\u5229\u3092\u9078\u3076\u3068\u3001\u91d1\u5229\u304c\u5927\u5e45\u306b\u4e0a\u304c\u308b\u30ea\u30b9\u30af\u304c\u3042\u308b\u305f\u3081\u3001\u56fa\u5b9a\u91d1\u5229\u3092\u9078\u3076\u306e\u304c\u7121\u96e3\u3060\u3068\u601d\u3044\u307e\u3059\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<h3>&#8220;obligation&#8221;\u306e\u4f8b\u6587\u7d39\u4ecb<\/h3>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>I borrowed some money from my friend, and now I feel an obligation to pay them back as soon as possible.<\/strong><\/p>\n<p>\u8a33\uff09\u53cb\u9054\u304b\u3089\u304a\u91d1\u3092\u501f\u308a\u305f\u3093\u3060\u3051\u3069\u3055\u3001\u65e9\u304f\u8fd4\u3055\u306a\u304d\u3083\u3063\u3066\u601d\u3063\u3066\u308b\u3093\u3060\u3088\u306d\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-b\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/b\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">B\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>You are obligated to repay it.\u00a0It&#8217;s important to honor your obligations and fulfill your financial commitments.<\/strong><\/p>\n<p>\u8a33\uff09\u305d\u308c\u306f\u8fd4\u3055\u306a\u304d\u3083\u3044\u3051\u306a\u3044\u306d\u3002\u304a\u91d1\u306e\u7d04\u675f\u306f\u3057\u3063\u304b\u308a\u3068\u5b88\u308b\u3053\u3068\u304c\u91cd\u8981\u3060\u3088\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-a\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/a\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">A\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>I agree. I don&#8217;t want to leave my friend hanging and create any unnecessary tension in our relationship.<\/strong><\/p>\n<p>\u8a33\uff09\u305d\u3046\u3060\u306d\u3002\u53cb\u9054\u3092\u307b\u3063\u305f\u3089\u304b\u3057\u306b\u3057\u3066\u3001\u95a2\u4fc2\u6027\u306b\u304c\u60aa\u304f\u306a\u308b\u306e\u306f\u5acc\u3060\u3057\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<div class=\"sb-type-ln-flat\">\n\t<div class=\"sb-subtype-b\">\n\t\t<div class=\"sb-speaker\">\n\t\t\t<div class=\"sb-icon\">\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/kimini.online\/blog\/wp-content\/plugins\/speech-bubble\/img\/b\u3055\u3093.png\" class=\"sb-icon\">\n\t\t\t<\/div>\n\t\t\t<div class=\"sb-name\">B\u3055\u3093<\/div>\n\t\t<\/div>\n\t\t<div class=\"sb-content\">\n\t\t\t<div class=\"sb-speech-bubble\"><strong>It&#8217;s good that you recognize the importance of fulfilling your payment obligations.\u00a0<\/strong><\/p>\n<p>\u8a33\uff09\u81ea\u5206\u304c\u8fd4\u6e08\u7fa9\u52d9\u3092\u679c\u305f\u3059\u3053\u3068\u306e\u91cd\u8981\u6027\u3092\u8a8d\u8b58\u3057\u3066\u3044\u308b\u306e\u306f\u826f\u3044\u3053\u3068\u3060\u3088\u3002<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div>\n<p>\u201dbe obliged to \uff5e&#8221;\u3067\u300c\uff5e\u3059\u308b\u7fa9\u52d9\u304c\u3042\u308b\u300d\u3068\u3044\u3046\u610f\u5473\u3067\u3059\u3002<\/p>\n<p>&#8220;fulfill one&#8217;s payment obligations&#8221;\u3067\u3001\u300c\u8fd4\u6e08\u7fa9\u52d9\u3092\u679c\u305f\u3059\u300d\u3068\u3044\u3046\u610f\u5473\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<h2>\u307e\u3068\u3081<\/h2>\n<p>\u4eca\u56de\u306e\u8a18\u4e8b\u3067\u306f\u3001\u82f1\u8a9e\u3067\u300c\u501f\u91d1\u300d\u3092\u8868\u3059\u69d8\u3005\u306a\u5358\u8a9e\u3068\u305d\u306e\u4f7f\u3044\u65b9\u306b\u3064\u3044\u3066\u7d39\u4ecb\u3057\u307e\u3057\u305f\u30023\u3064\u306e\u8a00\u3044\u65b9\u3092\u6700\u5f8c\u306b\u5fa9\u7fd2\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<ol>\n<li><strong>&#8220;debt&#8221;<\/strong><\/li>\n<li><strong>&#8220;loan&#8221;<\/strong><\/li>\n<li><strong>\u201dmortgage&#8221;<\/strong><\/li>\n<li><strong>&#8220;obligation&#8221;<\/strong><\/li>\n<\/ol>\n<p>\u82f1\u8a9e\u3092\u4f7f\u3063\u305f\u300c\u501f\u91d1\u300d\u306e\u8868\u73fe\u306f\u3001\u65e5\u5e38\u4f1a\u8a71\u3084\u30d3\u30b8\u30cd\u30b9\u306e\u5834\u3067\u3082\u983b\u7e41\u306b\u4f7f\u308f\u308c\u308b\u8868\u73fe\u306e\u4e00\u3064\u3067\u3059\u3002<\/p>\n<p>\u4eca\u56de\u306e\u8a18\u4e8b\u3092\u53c2\u8003\u306b\u3001\u300c\u501f\u91d1\u300d\u3092\u6b63\u78ba\u306b\u4f1d\u3048\u308b\u305f\u3081\u306e\u8868\u73fe\u3092\u5b66\u3073\u3001\u82f1\u8a9e\u529b\u306e\u5411\u4e0a\u306b\u5f79\u7acb\u3066\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p>\u3053\u3053\u307e\u3067\u8aad\u3093\u3067\u3044\u305f\u3060\u304d\u3001\u3042\u308a\u304c\u3068\u3046\u3054\u3056\u3044\u307e\u3057\u305f\u3002<\/p>\n<div class=\"linkcard\"><div class=\"lkc-internal-wrap\"><a class=\"lkc-link no_icon\" href=\"https:\/\/kimini.online\/blog\/archives\/45539\" data-lkc-id=\"907\"><div class=\"lkc-card\"><div class=\"lkc-content\"><figure class=\"lkc-thumbnail\"><img decoding=\"async\" class=\"lkc-thumbnail-img\" src=\"\/\/kimini.online\/blog\/wp-content\/uploads\/2023\/11\/pixta_59814928_M-150x150.jpg\" width=\"100px\" height=\"\" alt=\"\" \/><\/figure><div class=\"lkc-title\">\u300c\u8cc7\u7523\u300d\u3063\u3066\u82f1\u8a9e\u3067\u306a\u3093\u3066\u3044\u3046\u306e\uff1f\u3053\u3068\u3070\u306e\u610f\u5473\u3084\u4f8b\u6587\u3092\u5fb9\u5e95\u89e3\u8aac\uff01<\/div><div class=\"lkc-date\">&#x1f552;&#xfe0f;2024\u5e741\u670829\u65e5<\/div><div class=\"lkc-excerpt\">\u300c\u8cc7\u7523\u300d\u3068\u3044\u3046\u8a00\u8449\u3092\u805e\u3044\u305f\u3053\u3068\u304c\u3042\u308b\u65b9\u304c\u307b\u3068\u3093\u3069\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002\u305f\u3060\u3001\u82f1\u8a9e\u3067\u3069\u3046\u3084\u3063\u3066\u8868\u73fe\u3059\u308b\u306e\u304b\u3001\u308f\u304b\u3089\u306a\u3044\u65b9\u3082\u3044\u308b\u3067\u3057\u3087\u3046\u3002\u305d\u3053\u3067\u3001\u4eca\u56de\u306f\u3001\u8cc7\u7523\u3092\u8868\u3059\u82f1\u8a9e\u8868\u73fe\u306b\u52a0\u3048\u3001\u5b9f\u969b\u306b\u4f7f\u3048\u308b\u82f1\u8a9e\u4f8b\u6587\u3092\u7d39\u4ecb\u3057\u307e\u3059\u3002\u3055\u3089\u306b\u3001\u305d\u3082\u305d\u3082\u8cc7...<\/div><\/div><div class=\"clear\"><\/div><\/div><\/a><\/div><\/div>\n<div class=\"rctyn69e12567d13df\" ><div class=\"Below\">\n\n\t<div class=\"Bnr\">\n\t\t<a href=\"https:\/\/kimini.online\/lp\/trial?utm_source=blog&utm_medium=trial&utm_campaign=30days\" target=\"_blank\" 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